Home equity line of credit

Your home’s equity,
ready when you need it.

Tell us about the property and roughly where the numbers sit. We work with a broad range of lenders and situations, so we will come back with the options that fit and the strongest terms we can put together for you.

Pay for what you use

A line of credit, not a lump sum. Interest applies only to the portion you have actually drawn, so an unused line costs you nothing.

Draw when the timing suits

Useful when a project’s schedule is not fixed yet — take what you need, when you need it, rather than borrowing against a date you are guessing at.

Your equity stays yours

A HELOC sits behind your existing mortgage. You keep the rate you already have on your first loan.

The application

A few details to get started.

It takes a couple of minutes. Nothing here affects your credit — this is an enquiry, not a formal credit application.

Processed throughOnyx Equity Partners

Jay Capital Funding places all home equity lines of credit through Onyx Equity Partners. Your application goes to our team first, and we handle it from there.

Prefer to talk it through first? Call (845) 828-0731.

Social Security number
Subject property address
Street

Sent securely to Jay Capital Funding. Your Social Security number is used only to process this application and is never stored on this website.